CiconBureau reporting · Book to bureau file

Bureau files that are right before they are filed

Cicon converts raw loan data into files for CIBIL (TUDF), Experian, CRIF and Equifax, with built-in validation, error detection and audit-ready outputs.

CiconBureau submission, period ending 30 Sep 2026
Sample bureau submission
BureauRecordsData qualityStatus
TransUnion CIBIL12,48099.6%Accepted
Experian12,48099.4%Accepted
Equifax12,48099.5%Accepted
CRIF High Mark12,48099.3%Accepted
Validated before filing: 0 errorsOfficer sign-off recorded
Illustrative screen. Sample data, not a real lender.
  • 4credit bureaus, in each one's own format
  • 99%+data-quality score from the credit bureaus
  • 99.8%system uptime

What it does

  • Four bureaus, one loan book

    Each bureau gets a file in its own format, built from the same loan data, so the four agree.

  • Built-in validation

    Every record is checked against the bureau's format before the file is produced.

  • Error detection

    Errors are found and shown for correction before anything is sent, not after a bureau rejects it.

  • Audit-ready outputs

    Every submission is kept with its validation results, ready for an auditor.

Part of one platform

Cicon reads and writes the same borrower record as every other module, so your reports, returns and bureau files agree. Use it on its own, or add modules as you grow.

See it on a loan book like yours.

Request a demo

Or write to [email protected], or call 022 4149 9978.